$20 in 1981 is worth $73.70 today

$20 in 1981 has the same buying power as

$73.70 in August 2026

That is 269% more, an average inflation rate of 2.93% a year over 45 years.

Put the other way, $20 today buys what $5.43 bought in 1981. Cash kept under the mattress since 1981 has lost 73% of its value.

$20 from nearby years

$20 inWorth in August 2026Inflation that year
1976$117.745.8%
1977$110.556.5%
1978$102.757.6%
1979$92.2811.3%
1980$81.3113.5%
1981$73.7010.3%
1982$69.436.2%
1983$67.273.2%
1984$64.484.3%
1985$62.263.6%
1986$61.131.9%

How $20 from 1981 grew

$0.00$10$20$30$40$50$60$70$8019902000201020202026.625: $74
$20 from 1981 in each later year's dollars

$20 of 1981 spending, by category

Not everything rose at the same pace. What $20 spent on each of these in 1981 costs today:

CategoryCost in August 2026
Food$74.88
Rent$102.16
Gasoline$66.31
Medical care$143.06
New cars$38.28
College tuition$248.13
Electricity$71.11
Clothing$28.70

Try a different amount or date

$20.00 in 1981 has the same buying power as

$73.70 in August 2026

Prices rose 268.5% in total, an average of 2.93% a year.

Questions

How much is $20 in 1981 worth today?
$20 in 1981 is worth $73.70 in August 2026 dollars, according to the U.S. Consumer Price Index.
How much would I need today to match $20 in 1981?
You would need $73.70 to buy what $20 bought in 1981. That is 3.69 times as much.
How much buying power has $20 lost since 1981?
Kept as cash, $20 from 1981 buys only what $5.43 of 1981 money bought. It has lost 73% of its buying power.
What was inflation in 1981?
Prices rose 10.3% in 1981. Since then the average has been 2.93% a year.

Other amounts from 1981

$20 in other decades

Everything about inflation in 1981