Renters and home insurance inflation
Renters and home insurance prices since 2000
Up 69%
An average of 2.02% a year, compared with 95% for all U.S. prices (overall CPI). $100 of 2000 renters and home insurance costs $168.57 in August 2026.
Last 12 months (to August 2026)
4.1%
All U.S. prices, same period
3.4%
Data since
1998
How much renters and home insurance prices have risen
| Since | Renters and home insurance | All U.S. prices | $100 then costs now |
|---|---|---|---|
| 2000 | +69% | +95% | $168.57 |
| 2010 | +39% | +54% | $139.09 |
| 2020 | +16% | +29% | $115.71 |
Calculate renters and home insurance inflation
Inflation rate by year
Every year since 1998
| Year | Index | Change | $1 then costs now |
|---|---|---|---|
| 2025 | 165.7 | 4.7% | $1.06 |
| 2024 | 158.3 | 3.3% | $1.10 |
| 2023 | 153.3 | 1.8% | $1.14 |
| 2022 | 150.5 | -0.1% | $1.16 |
| 2021 | 150.7 | -0.3% | $1.16 |
| 2020 | 151.1 | -0.5% | $1.16 |
| 2019 | 151.8 | 0.7% | $1.15 |
| 2018 | 150.7 | 1.3% | $1.16 |
| 2017 | 148.8 | 0.7% | $1.17 |
| 2016 | 147.7 | 0.9% | $1.18 |
| 2015 | 146.4 | 3.2% | $1.19 |
| 2014 | 141.9 | 4.8% | $1.23 |
| 2013 | 135.4 | 3.1% | $1.29 |
| 2012 | 131.3 | 3.1% | $1.33 |
| 2011 | 127.4 | 1.4% | $1.37 |
| 2010 | 125.7 | 3.5% | $1.39 |
| 2009 | 121.5 | 2.2% | $1.44 |
| 2008 | 118.8 | 1.6% | $1.47 |
| 2007 | 117.0 | 0.4% | $1.49 |
| 2006 | 116.5 | -0.9% | $1.50 |
| 2005 | 117.6 | 1.2% | $1.49 |
| 2004 | 116.2 | 1.2% | $1.50 |
| 2003 | 114.8 | 5.6% | $1.52 |
| 2002 | 108.7 | 2.4% | $1.61 |
| 2001 | 106.2 | 2.4% | $1.65 |
| 2000 | 103.7 | 2.4% | $1.69 |
| 1999 | 101.3 | 1.5% | $1.73 |
| 1998 | 99.8 | $1.75 |
Source: U.S. Bureau of Labor Statistics, CPI-U series CUUR0000SEHD, not seasonally adjusted. Index values are relative (only the changes matter), so they can't be compared across categories.
Questions
- How much have renters and home insurance prices gone up since 2000?
- Renters and home insurance prices rose 69% from 2000 to August 2026, slower than overall prices (95%).
- What is the inflation rate for renters and home insurance right now?
- Renters and home insurance prices were 4.1% higher in August 2026 than a year earlier.
- What did $100 of renters and home insurance in 2000 cost in August 2026?
- $168.57.
- Where does this data come from?
- The U.S. Bureau of Labor Statistics price index for renters and home insurance (series CUUR0000SEHD), part of the Consumer Price Index for All Urban Consumers. It tracks price changes for the same kind of item over time, not average prices.